# Elevate your cardholder experience

A digital-first approach for issuers to improve dispute management and resolution.

[Get started with Visa Post-Purchase Solutions](https://globalclient.visa.com/postpurchasesolutions-issuers)

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## Disputes are on the rise, react the right way

As more consumers shop online, they’re more likely to dispute unfamiliar purchases. Visa Post-Purchase Solutions help keep cardholders informed and satisfied—by stopping unnecessary disputes before they happen and speeding resolution when they do.

41 % of surveyed debit cardholders who disputed a purchase say they are less likely to use the card¹

41%

of surveyed debit cardholders who disputed a purchase say they are less likely to use the card¹

70 % of surveyed cardholders who have disputed a charge assume unrecognized transactions are fraudulent¹

70%

of surveyed cardholders who have disputed a charge assume unrecognized transactions are fraudulent¹

35 % of surveyed cardholders report mistaking a legitimate transaction as a fraudulent one¹

35%

of surveyed cardholders report mistaking a legitimate transaction as a fraudulent one¹

¹Auriemma Research, The Payments Report - Short-Term vs. Long-Term BNPL, Issuer-Provided Installment Plans, AI in Banking, P2P Taxes, Card Fraud, and Rewards Debit Cards, survey of US debit cardholders, February 2023

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## A full-scale approach, focused on results

From verifying legitimate purchases to resolving fraudulent transactions, Visa Post-Purchase Solutions make it easy for your cardholders to get the results they need, right away.

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## Leverage Visa tools and expertise

Optimize end-to-end dispute management with a global platform and Visa dispute experts.

### Visa Resolve Online

The dispute processing platform for Visa transactions that helps the payments ecosystem more effectively manage and resolve disputes.

- [Learn more about Visa Resolve Online](https://usa.visa.com/solutions/post-purchase-solutions/visa-resolve-online.html)

### Visa Dispute Optimization Service

Visa dispute experts will evaluate and help you optimize processes from cardholder inquiry to dispute case closure and identify strategies to streamline and automate dispute management.

- [Learn more about Visa Dispute Optimization Service](https://usa.visa.com/solutions/post-purchase-solutions/visa-dispute-optimization-service.html)

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## Stop unnecessary disputes before they start

Keep cardholders up to date with real-time transaction data.

### Purchase Alerts and Transaction Controls

Give cardholders greater control over their card usage with spending limits and alerts, so unexpected charges can be identified in near real-time.

- [Visa Purchase Alerts](https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html)
- [Visa Transaction Controls](https://corporate.visa.com/en/products/visa-transaction-controls.html)

### Order Insight Digital and Call Center

Prevent unnecessary disputes over unfamiliar charges by giving both your cardholders and call center agents access to detailed digital receipts to achieve one-call resolution.

- [Order Insight Digital](https://www.verifi.com/solutions-issuers/enrich/)
- [Order Insight Call Center](https://www.verifi.com/solutions-issuers/prevent-disputes/)

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## Rapidly resolve legitimate disputes

Deliver a cardholder experience that maintains confidence.

### Visa Risk-based Auto Dispute

Settle disputes faster by automating the dispute submission process—for both cardholders and call center staff.

- [Learn more about Visa Risk-based Auto Dispute](https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/pps/visa-risk-based-auto-dispute-one-pager.pdf)

### Visa Dispute Management Service

Cost-effectively optimize dispute recovery rates by outsourcing to our on-behalf-of dispute experts.

- [Learn more about Visa Dispute Management Service](https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/pps/visa-dispute-management-service-one-pager.pdf)

## We’re here to help

See how Visa Post-Purchase Solutions can help keep your cardholders happy, and your business humming.

[Get started with Visa Post-Purchase Solutions](https://globalclient.visa.com/postpurchasesolutions-issuers)
