## ACI   Universal Payments

### Company Overview

ACI Universal Payments delivers real-time, any-to-any electronic payment solutions for banks, intermediaries, merchants and billers.

### Client Types

- Businesses
- Bank Treasury
- Acquirers

### Geographies

- Domestic - US

### Use Cases

- Funds Disbursements

### Capabilities

- PCI compliant card data capture (tokenizations)
- Assist with risk screening (KYC, AML, OFAC)
- White label payment portal for payees
- Developer friendly APIs
- Customer support (email, IVR, live)
- Payment instruction (real-time, batch)
- Transaction inquiry
- Fraud/risk services
- Product merchant level reporting (standard, customizable)
- Specializations: Airlines, Bank Treasury, Bill Pay, Education, Government Disbursements/Tax Refunds, Gig Economy, Insurance, Lending/Alt Lending, Marketplaces, Merchant Settlement, Money Transfer (A2A), QSR/Food Delivery, Retail, Technology, Transport, T&E