Visa Intelligent Authorization | Acceptance Solutions | Visa
SECURE GLOBAL PAYMENT PROCESSING
Modernize processing with Visa Intelligent Authorization
Help drive business growth through improved payment processing with a single connection to multiple payment schemes. Visa Intelligent Authorization helps acquirers boost efficiency, scalability, and reliability.
Empowering acquirers with advanced authorization processing
Visa Intelligent Authorization helps acquirers achieve exceptional success through advanced authorization features that help reduce costs, increase approval rates, and enhance customer experience.
Modernize legacy platforms
Create a scalable architecture to handle massive transaction volumes, cut costs, and upgrade legacy platforms through one connection.
Expand to new markets
Grow globally and help increase potential revenue with a compliant solution.
Resiliency and redundancy support
Enhance resiliency and redundancy with our secure platform and 99.999%¹ uptime to fortify your payment processing and help avoid transaction disruptions.
Optimize your payments strategy with payment orchestration
With payment orchestration approval rates that reach as high as 96.3%,² this built-in solution uses machine learning and AI to analyze data from numerous processor and acquirer connections to help optimize authorization routes and reduce false declines.
Block transactions the model determines are likely to be declined based off historical data.
- Enhance authorization requests by adding, deleting or updating information and route transactions to the processor most likely to approve them.
- Help boost payment success by retrying declined transactions with a different processor, different payload elements, or both.
- Get real-time insights as part of the payment transaction API response to help improve your payment strategy.
Enhance your security and efficiency with risk controls
Acquirers can protect themselves against merchant risk with risk controls, which can also assign risk profiles to Merchant IDs (MIDs) in bulk, enhancing processing security and efficiency.
Apply pre-configured or customized risk settings with minimal configuration.
- Protect partners and merchants from processing risks, helping you avoid unnecessary fees.
- Enforce policies, block compromised cards, prevent certain types of transactions, and limit reattempts to enhance security and efficiency.
- Streamline risk control management through various flags at the acquirer or portfolio level.
Stay informed and agile with real-time notifications
Payment event notifications and our client portal help you stay informed and manage your business from a single location. Get real-time notifications of critical payment activities for more efficient transaction management and manage your processing activities and features through our one-stop shop.
Help ensure immediate notifications of payment events for quicker decision making.
- Enable efficient transaction management and automate common processes.
- Gain insight with our processing and analytics dashboards for better payments management.
- Maintain control over your portfolio with quick transaction searches and powerful reporting.
MODERNIZING LEGACY PAYMENT INFRASTRUCTURE
Replacing outdated systems for efficient transactions
We helped an innovative acquirer upgrade their legacy systems to handle millions of transactions and support tokenization and contactless payments.
SECURING EXPANSION OPPORTUNITIES
Securing new business in the transit sector
When legacy systems blocked RFPs, Visa Intelligent Authorization helped an acquirer enter the transit space, win new business, and grow revenue.
BUILDING RESILIENT, FUTURE-READY OPERATIONS
Strengthening resilience with security and redundancy
Even during outages, we helped an acquirer rely on Visa Intelligent Authorization for off-premise processing to improve redundancy and meet evolving regulations.
Frictionless high-volume authorization processing
Visa Intelligent Authorization can make it easy to handle massive volumes of transactions for fast, frictionless processing and more payment success.
Step 1: Payment sent for authorization
A consumer identifies goods or services to purchase with a merchant and initiates payment. The merchant sends the payment for authorization processing.
Step 2: Authorization processing
Visa Intelligent Authorization provides an integration layer, central intelligence like risk controls and payment orchestration and core processing.
Step 3: Transaction capture
A file is sent to acquirers informing them about the transaction processed so they can initiate the clearing process.
Smarter payment processing
Innovation and efficiency are within reach. See what is possible with Visa Intelligent Authorization.
Solutions that integrate with Visa Intelligent Authorization
Power secure, frictionless payment acceptance with solutions that easily integrate with Visa Intelligent Authorization.
Token Management Service
Secure digital payments and simplify management of customer credentials with tokenization.
Learn about Token Management Service
Global Gateway
Process payments frictionlessly and securely at any scale. Accept cards, digital wallets, and more worldwide, all protected by Visa security.
Unified Checkout
Easily integrate new payment methods to reduce cart abandonment and capture more sales across channels.
Ready to transform your payment strategy and offering?
Let’s connect and discuss the right solutions for you.