Visa Direct payment solutions for commercial banks | Visa
Visa Direct: Global payment solutions for banks
Expand globally and stay agile without overhauling legacy systems.
Bring security, speed and scale to your payments strategy
See how Visa Direct builds payment solutions for banks to service a wide range of use cases for your business customers.
Build network resilience
With robust reach and transaction capacity, Visa Direct powers global growth, enabling your customers to move money worldwide with speed, intelligence, and flexibility.
Expand your reach
Open new revenue streams with fast access to new countries/territories and exotic currencies, give customers greater choice over payout methods with 150+ supported currencies.
Trusted payment partner
Visa Direct delivers robust, secure payment solutions for commercial banks that prioritizes advanced fraud detection and compliance.
Provide businesses with efficient global payments
Digital-first, safe, and fast: unlock new revenue streams and new use cases with the expanded global reach of the Visa Direct network. Deliver fast, secure digital payments for banks around the world.
Improve cash flow for business finance
Provide businesses with more predictability and control over their cross-border liquidity and operations with fast access to funds and greater transparency.
- Enhance operational efficiency: Use the global reach of Visa Direct to deliver capital to businesses faster and reduce reliance on legacy systems.
- Consistency for clients: Offer predictable fees and access to exotic currencies.
- Offer control over FX rates: Give your clients the ability to mitigate FX fluctuations by easily converting across 150+ currencies.
Efficient capital operations
Help optimize liquidity management and drive operational efficiency for treasury teams and their clients with fast settlement and seamless money movement across markets.
- Benefit from liquidity optimization: Free up working capital for strategic uses and innovation
- Deliver digital experiences fast: Give digital-first experiences to clients and help them manage their finances efficiently and reduce operation costs.
- A secure, global offering: Use Visa’s enhanced fraud detection and security measures—as well as payment status visibility with delivery notifications.1
More growth opportunities, less complexity
The scale and reach of the Visa Direct network helps you grow. Access 18B+ endpoints in 195+ countries and territories, all through one connection.
24/7 delivery for card-based transactions
Support business growth with fast payments processing and access to more revenue streams.
24/7 delivery for card-based transactions
Payment sent in £
Payment received in $
Empower businesses to reach new territories and operate more efficiently where they already do business.
Payment sent in £
Payment received in $
USD/EUR currency
0.8485
Streamlined solutions, transparent conversion fees and simple fund conversion empower businesses and individuals to operate on a truly global scale.
USD/EUR currency
0.8485
Balance
$5,144,707
Convert
Hold
Manage money globally with a multi-currency wallet and streamlined tools to securely store, exchange, and transfer currencies across borders.
Balance
$5,144,707
Convert
Hold
Learn more about Visa Direct’s payment solutions for banks
From how other companies are using our technologies to forecasts from industry experts, we’ve got lots of resources to help you inform your payments strategy.
Money Travels podcast
Explore global stories of human connection and real-time¹ payments.
Money Travels: 2025 Digital Remittances Adoption Report
Dive into the rates, methods and reasons for sending and receiving lifeline payments abroad.
A new frontier in financial security
Hear from Visa leaders about why businesses and consumers need a better global money movement network.
Change can be a challenge for banks
How Visa Direct can help banks strengthen resilience and meet rising customer expectations.
Commercial Banking in Transition: The Global Survey
Download the report to get concise insights and region‑specific takeaways to help your bank navigate today’s challenges and prepare for what’s next.
Get in touch with our team
Discover how your business can transform global money movement with Visa Direct's real-time¹ money movement platform.
Sources/Footnotes/Disclaimer
1 Not available on all routes. Check with your Visa specialist to learn what services are available in your region. Not all the functionalities are available in all countries/regions and for more specific information contact their respective account managers or sales specialists.